Got a hospital bill? See what its policy offers at your income.
Each hospital’s policy is a long PDF buried on its website. Waivr checks it for you and shows you how to apply.
Nearby hospitals, biggest savings first.
Check before you pay. Free to use, no sign-up.
Policies checked for 3,154 hospitals.
How this worksWhy this exists, where the numbers come from
Why this exists
Nonprofit hospitals must offer financial assistance (federal rule 501(r)). Their policies are long and hard to compare. We read them for you.
How it works
- Search the hospital that billed you and enter your income.
- See what its policy says, plus 3 nearby hospitals.
- Apply or call, even if you’ve already been billed.
Where the numbers come from
Policies checked for 3,154 hospitals. If we couldn't confirm a number, it says "see policy." The hospital decides.
2026 federal poverty guidelines
Hospitals set their free and discounted care limits as a percentage of these numbers. Each hospital decides who counts in your household, so check its policy.
Alaska and Hawaii have higher limits. Source: HHS, 2026
Free to use, no strings.
No ads, no sign-up. If it helped, you can buy me a coffee.
Already have a bill?
It's usually not too late to apply.
- Nonprofit (tax-exempt) hospitals must accept your application for at least 240 days after your first bill following discharge. Others set their own rules.
- Ask for the application before you pay. Call the number on your bill or tap Call above.
- Once you apply within that window, a nonprofit hospital has to pause serious collection actions, like credit reporting or lawsuits, while it decides.
- Ask for an itemized bill, and keep copies of everything.
No promises. Each hospital decides under its own policy.